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Our favorite fall color is gratitude, and, to us, that means being thankful today, but also every other day of the year. And while the chill of winter is nearly here, we’re reminded of the warmth from simple day-to-day gratitude. Thank you for your continued business and referrals–YOU are why we love real estate.
We seek to be a one-stop resource for you, your family, and your friends. Each month, we’ll share high-value, helpful information to enrich your homeownership experience and your lifestyle. If you have a particular topic that you’d like us to cover in a future issue, reach out anytime. We’ve curated several topics just for you this month–let’s take a look:
- How to Secure a Low Mortgage Interest Rate
- How to Clean Your Fireplace
- Local Events
- Bring Serenity to Your Home
- What We’re Talking About Online
- Real Estate Market Update
- Words from Our Clients
- Did You Know…
If you have questions about anything local or real estate related, consider our Team a resource. If you or someone you know is thinking of making a move, we’re always happy to help.
Sincerely,
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Alan Hoffman, Broker
(775) 742-2591
Alan@HomeGateRealty.com
www.HomeGateRealty.com
Alan on LinkedIn
B.26300 LLC |
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Magda Martinez, REALTOR®
(775) 284-2615
Magda@HomeGateRealty.com
www.HomeGateRealty.com
Magda on LinkedIn
S.44936 |
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Q. How can I secure a low mortgage interest rate?
A. Securing a low mortgage interest rate helps make your monthly payment more affordable and saves money over the life of your loan. Besides using a larger down payment, here are three things to do to secure a low mortgage interest rate:
1. Compare multiple lenders and meet with your top three. Review the application process and your credit report to start working on any issues you may have. The higher your credit score, the better prospect for a lender you will become. Lenders will review the various loan programs with you.
2. Your debt-to-income ratio should be below 36 percent before you apply for a mortgage. The lower it is, the greater your eligibility for a higher loan amount.
3. Don’t make any drastic changes such as changing jobs or making large purchases on credit cards. You want lenders to see you have a stable job history and ability to make the payments.
To learn more, call me to request my Free Consumer Report called “7 Secrets For Saving Thousands When Financing.”
Do you have a real estate question you want answered? Feel free to call me at 775-742-2591. We may feature it in our next issue!
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Thinking of Buying a Home Soon?
If you’re planning to buy a home in the next 6 months, you’ll want a copy of our Free consumer guide, “7 Secrets For Saving Thousands When Financing Your Next Home.” Our report will help you avoid frustrations and costly pitfalls when buying a home. Simply call Alan at 775-742-2591 or Magda at 775-284-2615, or send us an email by clicking the button below:
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As cool temperatures settle in, it’s time to warm up by the fire. Before you strike a match, make sure your gas or wood-burning fireplace is clean and ready for the season.
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If your fireplace is gas, turn off the valve and give the burners time to cool completely.
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If your fireplace is wood-burning, remove burnt wood and any ash that has collected.
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Vacuum up dust and debris from around the fireplace and its vents.
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Clean glass doors with glass cleaner and paper towels.
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Clean pokers and other tools with a scrub brush, dish soap and water.
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What’s My Home Worth?
If you want to know your home’s current value, we will gladly conduct a Maximum Value Home Audit. Request this “no charge” in-depth home value analysis by calling Alan at (775) 742-2591 or Magda at (775) 284-2615, or send us an email by tapping the button below:
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Christmas on the Comstock
December 1 through December 31, 2022
Virginia City | Link to Details
Let It Glow, Reno
December 1, 2022 through January 8, 2023
Midtown District, downtown Reno, Reno Riverwalk District, Reno Brewery District and Wells Avenue | Link to Details
Sparks Annual Hometowne Christmas Celebration
December 2 through December 3, 2022
Victorian Square | Link to Details
Spirit of the Season with
The Reno Phil, Reno Phil Chorus, and Conductor, Jason Altieri
Friday, December 2, at 7 pm
Saturday, December 3, at 2 pm and 7 pm
Sunday, December 4, at 2 pm
Pioneer Center for the Performing Arts | Link to Details
Reno Santa Crawl
December 10, 2022 at 8 pm
Under the Reno Arch in Downtown Reno | Link to Details
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Our homes should be our sanctuaries year-round – a place in which to escape, recharge, and reenergize for whatever may come our way. Discover a few ways to bring serenity to your home, without breaking the bank:
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“A place for everything, and everything in its place” isn’t just a saying, but a way of living. Reducing clutter in your home alleviates anxiety, helps you sleep better, and encourages a happier environment.
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Carve out some space for a reading nook, whether it’s a comfy chair tucked into a corner, a window seat with fluffy pillows, or a chaise with a throw blanket for a warming embrace. Flip on a nearby lamp and you’re ready to dive into the latest novel for some quiet “you” time.
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Bring the outdoors in with fresh flowers, potted plants, or an armful of tree limbs loosely arranged in a tall vase. Glimpsing these bits of nature within your home will boost your mood, reduce stress, and make for a healthier, happier you.
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Would You Like to Know How Much Your
Neighbor’s Home Listed or Sold for?
Maybe you’re just curious. Or maybe you want to know how much your home is worth. Either way, we can help…with no “sales pitches” or run-arounds. Call either Alan at 775-742-2519 or Magda at 775-284-2615 and we’ll give you all the facts. Or, click on the button below to send us an email:
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❄️ A snowflake can take up to two hours to fall from a cloud to the ground. ❄️
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If you know of anyone that would find these tips, updates, and headlines interesting, feel free to share!
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