If buying a home in the Reno-Sparks area is on your 2024 agenda, congratulations! This is, no doubt, an exciting time. The first step in the home buying process is to apply for a mortgage loan, and while this is just the beginning, the loan approval process can feel like a maze with dead ends and potential pitfalls. To help you navigate this critical phase successfully, let’s dive into the top mistakes...
What do I want? Take the time to really think about what you want in a property. Research the area and neighborhoods you're considering. Make a list and prioritize your needs and wants. What can I afford? Before your home search, review your credit history and ensure it's in good standing. Find a reputable local lender and obtain a pre-approval. Assess your debts and income–what will your payment...