As we welcome 2025, we're reminded of the beauty of new beginnings and the resilience we carry through all of life’s seasons. Although we're not far into the new year, 2025 has brought challenges, some almost unimaginable for our neighbors to the south. And yet, despite incredible loss, we believe in the indomitable spirit of Americans, no matter what comes. If you or anyone you know has been affected by the California wildfires, we send our sincere thoughts and love. If we can help in any way, please know that we're here for you.